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Testimonials for Associate

A sweet and understanding friend which help me cover my needs for the future. 
He patiently addressed all my inquiries.

Denzel Chiam

A sweet and understanding friend which help me cover my needs for the future.
He patiently addressed all my inquiries.

My friend referred me to her, and she was not pushy at all. She made me feel comfortable listening to what she had to share. It was a session focused on discussing excellent investment opportunities she could offer. She didn't pressure me to purchase anything I wasn't comfortable with and provided factual data on the performance of her products.

Rafaila Rashid

My friend referred me to her, and she was not pushy at all. She made me feel comfortable listening to…

The agent provided excellent advice on growing my retirement savings, as well as valuable insights on protecting my investments and reducing costs.

Rafaila Rashid

The agent provided excellent advice on growing my retirement savings, as well as valuable insights on protecting my investments and…

Cassie approached the session with a focus on educating me about my financial plans, creating a sense of receiving help from a friend rather than a financial advisor. The Merlin website proved invaluable in visualizing the funds necessary for my retirement. Following this session, I am more informed about my financial well-being and better prepared to take additional steps toward achieving my future goals. I would recommend that my friends approach sessions with Cassie with an open mind and consider discussing their financial plans with her.

Cassie Pha

Cassie approached the session with a focus on educating me about my financial plans, creating a sense of receiving help…

Having been on this journey for 6 months, I’ve come across numerous opportunities. Umar has been there every step of the way, patiently answering my investment questions and encouraging me when in doubt. It has become clear to me that this opportunity shouldn’t be missed. As a financial advisor, he’s always reminding me that where there’s a will, there’s a way. And I wish that I had started on this journey much sooner.

Umar Rasyidin

Having been on this journey for 6 months, I’ve come across numerous opportunities. Umar has been there every step of…

She provided clear explanation.

Jo-lyn Teo

She provided clear explanation.

I met Rifdee through dance, and we've been close friends ever since. Our meeting session significantly expanded my understanding and piqued my interest in achieving financial stability and a comfortable life. One of the key insights I gained was the possibility of earning without strenuous labor. I chose Rifdee not only because of our friendship but also because I've witnessed his wealth grow firsthand.

Rifdee addressed my main concern about not earning enough by assuring me that his methods would securely grow my wealth. One aspect of our meeting that I deeply appreciated was the transparency in his explanations; there were no sugar-coated promises.

I would encourage anyone considering it to jump on board. Don't just take my word for it; let the results speak for themselves.

Rifdee Othman

I met Rifdee through dance, and we've been close friends ever since. Our meeting session significantly expanded my understanding and…

The session was enlightening and insightful, and all questions were thoroughly discussed.

Nur Fitria

The session was enlightening and insightful, and all questions were thoroughly discussed.


I met Denzel during NS, and as I entered the next phase of my life, I decided to take control of my finances. Knowing Denzel's role as an advisor to many in NS, I reached out to him to begin my investment journey. Throughout our session, Denzel prioritized my needs and provided clear, easy-to-understand information. He tailored every aspect of our discussion to align with my financial goals, and I felt genuinely listened to as he devised a solution based on my specific needs.

What stood out to me about the session was Denzel's transparency. He openly discussed both the positives and potential drawbacks, which I found refreshing after encountering other advisors. I highly recommend his services to anyone seeking a personalized and professional approach to investing, and I look forward to our long-term partnership.

Denzel Chiam

I met Denzel during NS, and as I entered the next phase of my life, I decided to take control…

I had the pleasure of meeting Nicholas Li during a GEX Academy seminar. Throughout our interactions, he consistently demonstrated professionalism and a pleasant demeanor. Nicholas took the time to explain the risks associated with certain investment-linked policies and emphasized the benefits of saving and broader coverage by reviewing my existing policies. Based on my experience, I highly recommend his services.

Nicholas Li

I had the pleasure of meeting Nicholas Li during a GEX Academy seminar. Throughout our interactions, he consistently demonstrated professionalism…

Rafaila was recommended by a friend, and the session was highly informative. She suggested the most suitable plan for my financial goals. I wouldn't hesitate to seek her guidance for future investment advice.

Rafaila Rashid

Rafaila was recommended by a friend, and the session was highly informative. She suggested the most suitable plan for my…

I found the session quite intriguing. Jo-lyn introduced me to several things I wasn't aware of before. ""Knowledge sharing"" truly encapsulates the experience!

Jo-lyn Teo

I found the session quite intriguing. Jo-lyn introduced me to several things I wasn't aware of before. ""Knowledge sharing"" truly…

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